As a newcomer to the workforce, Taro was about to try new things at work and in his personal life. However, every time he tried something new, he ran out of money. When Taro was in college, he used the money he saved from his part-time job to do whatever he wanted, as much as he wanted. However, after he started working, he had less and less money at his disposal.
Taro decided to use his credit card to try something new. With a credit card, he can quickly buy what he wants even if he has no money. Taro is fascinated by the convenience and uses the card more and more.
At first, the purchases were only a few hundred dollars, but the amounts gradually grew larger. Taro had his credit card limit raised many times. Taro found himself in debt to the tune of more than $10,000. Taro began to spend his days trying to repay his debts.
Taro did not think about paying back the credit card when he used it. He only thought about buying what he wanted and used the card. He also made unplanned purchases because he was too busy trying new things. Furthermore, he did not keep track of his income and expenses, which caused his debt to grow rapidly.
Taro’s debts gradually become more serious. As he spends his days chasing repayments, Taro is mentally driven into a corner. One day, Taro makes a mistake at work and is reprimanded by his boss. Taro loses confidence in his work and becomes depressed. Taro can’t help himself anymore and begins to think about committing suicide.
Taro’s friend, Masao Sato, came to his rescue. When Sato learned about Taro’s debt, he was worried. Sato told Taro about debt consolidation. Debt consolidation is a procedure that can reduce a debt or reduce interest to zero.
Sato said to Taro, “Taro, you don’t have to do this anymore. Taro, you don’t have to do this anymore. If you arrange your debts, you can reduce them and make it easier to repay them. Let’s go to a consultation together.” Taking Sato’s advice, Taro decided to consult a lawyer.
The attorney explained Taro’s debt situation and recommended debt settlement. Taro was initially reluctant to go through with the debt settlement. However, after listening to the lawyer’s explanation, he decided to go through with the debt settlement.
While working as a freelancer, Taro began attending lectures and workshops on debt issues and sharing his experiences with others.
Taro wanted to help others struggling with debt by sharing his experiences with others. One day, Taro met a woman at a lecture on debt problems. The woman, like Taro, had accumulated credit card debt.
After listening to Taro’s lecture, the woman gathered her courage and decided to liquidate her debts. She successfully completed the debt settlement and was freed from the curse of debt.
The woman said to Taro: “I was really encouraged by Taro’s lecture. I was really encouraged by Taro’s speech. Like you, I want to get out of debt and start a new life.”
Taro was very happy to hear the woman’s words. His own experience had been able to help someone. Taro wanted to continue to share his experience with others and help those struggling with debt.
This story is a work of fiction.
It is in no way related to any real person, group, or incident.
